Refinance

Lower your rate.
Keep more every month.

Whether you want a lower rate, to drop PMI, shorten your term, or pull cash out — we shop 165+ lenders to find the refinance that actually saves you money. No pressure, just real numbers.

Rate & Term Refinance

Lower your interest rate or shorten your payoff timeline. Smaller payment, less paid in interest.

Cash-Out Refinance

Pull equity for renovations, debt consolidation, or any major expense — one clean payment.

Streamline Refinance

FHA, VA, and USDA streamlines — minimal docs, faster close, no appraisal in many cases.

Verified client reviews

Excellent Broker

Thomas was very helpful. He was able to answer all my questions. He spent a lot of time researching different options for me. I definitely recommend Thomas for all financing.

dkyle926 · Land O Lakes, FL

Refinance · Pre-qualified · Aug 2026

Worked with Thomas Petko

Verified on Zillow

Easy from beginning to end

Thomas' help with our refi went seamlessly from beginning to end. What we thought was going to be a grueling process went way better than expected. Rates/costs were better than we were getting quoted elsewhere. He walked us through it step by step. Would not hesitate to use Thomas and his team for our next purchase/refi.

Mickie M. · Lake Forest, CA

Refinance · Closed Jun 2026

Worked with Thomas Petko

Verified on Zillow

Mortgage refinance with NTMG Lending/Noah Monson

Working with Noah Monson at NTMG Lending was an amazing experience! He explained every fee and loan option clearly, gave honest advise and kept me updated throughout the process via phone calls and email communication. We closed on schedule at a fantastic rate!

What I thought was going to be an overwhelming process, turned out to be smooth sailing thanks to Noah and his team at NTMG Lending!!!

I would (and have) recommend him to my friends and family. In fact, they've already closed two more loans for very satisfied family members.

Thank you Noah for your excellent work on my behalf. I am truly grateful!

Soni L. · Santa Monica, CA

Refinance · Closed Jul 2026

Worked with Noah Monson

Verified on Zillow

See all reviews

Refinance

What's your refinance goal?

No SSN RequiredZero Credit ImpactInfo Never Sold

Step 1 of 8

Refinance

What type of property?

Step 2 of 9

Refinance

What is your home currently worth?

Drag to your best estimate.

$550KEstimated Home Value

$100K$3M+

Step 3 of 9

Refinance

What's your remaining loan balance?

Drag to your approximate payoff amount.

$320KRemaining Loan Balance

$50K$2.5M+

58%Est. LTV

$230KEst. Equity

Step 4 of 9

Refinance

What's your current interest rate?

Slide to your approximate rate.

7.25%Your Current Rate

1.0%12.0%

Step 5 of 9

Refinance

How much cash do you need?

Drag to your approximate amount.

$50KCash Needed

$10K$500K+

Step 6 of 10

Refinance

What's your estimated credit score?

No impact to your credit — ever.

Step 7 of 9

Refinance

How do you verify your income?

Step 8 of 9

Refinance

What's the property address?

Used to verify value and find strong, competitive rates in your area.

Street Address

City

State

Zip Code

Step 9 of 9

Almost Done

Where do we send your savings report?

A licensed consultant will reach out — usually within the hour.

First Name

Last Name

Email Address

Phone Number

No SSN · Zero credit impact · Info never sold · Co. NMLS #236669

You're all set!

Your NTMG refinance specialist will reach out within the hour with your rate options and savings breakdown.

← Back to Home

No SSN required · Zero credit impact · Info never sold
NMLS #236669 · Equal Housing Lender

NTMG Lending LLC, operating as Nationwide Trusted Mortgage Group under The Turnkey Foundation Inc. · NMLS #236669 · Equal Housing Lender. Not a commitment to lend. Rates subject to change. Loan availability varies by state and is subject to applicable licensing.