Refinance Your Mortgage — NTMG Lending
Suburban family home on a quiet street
Refinance

A better loan for the home you already love.

Lower your payment, shorten your term, or take cash out. We compare 165+ lenders so your refinance competes for the best terms available to you.

165+ wholesale lenders compared Every fee explained up front One specialist from start to close
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Why NTMG

Built around your timeline.

Lower your payment

Rate and term refinances built around your monthly budget.

Take cash out

Put your equity to work with a cash-out refinance.

Remove mortgage insurance

Drop PMI or FHA MIP once your equity allows it.

Common refinance goals

Made for real life.

01

Lower monthly payment

02

Switch ARM to fixed

03

Pay off your home sooner

04

Remove PMI

Client reviews

Verified on Zillow.

Excellent Broker

Thomas was very helpful. He was able to answer all my questions. He spent a lot of time researching different options for me. I definitely recommend Thomas for all financing.

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dkyle926Land O Lakes, FLRefinance · Pre-qualified · Aug 2026Worked with Thomas Petko✓ Verified on Zillow

Easy from beginning to end

Thomas' help with our refi went seamlessly from beginning to end. What we thought was going to be a grueling process went way better than expected. Rates/costs were better than we were getting quoted elsewhere. He walked us through it step by step. Would not hesitate to use Thomas and his team for our next purchase/refi.

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Mickie M.Lake Forest, CARefinance · Closed Jun 2026Worked with Thomas Petko✓ Verified on Zillow

Mortgage refinance with NTMG Lending/Noah Monson

Working with Noah Monson at NTMG Lending was an amazing experience! He explained every fee and loan option clearly, gave honest advise and kept me updated throughout the process via phone calls and email communication. We closed on schedule at a fantastic rate!

What I thought was going to be an overwhelming process, turned out to be smooth sailing thanks to Noah and his team at NTMG Lending!!!

I would (and have) recommend him to my friends and family. In fact, they've already closed two more loans for very satisfied family members.

Thank you Noah for your excellent work on my behalf. I am truly grateful!

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Soni L.Santa Monica, CARefinance · Closed Jul 2026Worked with Noah Monson✓ Verified on Zillow

The Lender Who Goes Above and Beyond Doesn't Begin to Cover It

As a first-time homebuyer, I had no idea what I was getting into — but Noah Monson made sure I never felt lost. From day one, he went far beyond what any lender is expected to do. He guided me through every step of the process with patience and clarity, answering questions that weren't even in his lane, and connecting dots I didn't even know needed connecting.

What truly set Noah apart was his commitment to making our closing happen. The timeline we were working with was incredibly aggressive, and I honestly didn't think it was possible — but Noah moved mountains to make it work. He was proactive, relentless, and never once made me feel like it was too much to ask.

Throughout the entire process, he would regularly check in just to make sure I was comfortable and ask how he could help — even when he was already doing more than anyone could expect. That kind of care and dedication is rare.

If you are buying your first home and want someone who will truly have your back every step of the way, look no further than Noah. He didn't just help me get a loan — he helped me get a home.

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Paulo A.Irvine, CAPurchase · Closed Aug 2026Worked with Noah Monson✓ Verified on Zillow

Heloc

Noah assisted us with our loan answered our all questions about the different 2nd mortgages offered. Noah and his team streamline the paperwork process as much as possible. It was still a lot but manageable with a team readily available to answer questions.

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Lisa D.San Diego, CAHome Equity · Closed Aug 2026Worked with Noah Monson✓ Verified on Zillow

Helpful and Great Communicator

Noah explained everything and was very honest and helpful with us. It was very got a communication. When we sent him documentation, he always got hold of us quickly to let us know if we sent the right documents.

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Luis R.Forest Grove, ORHome Equity · Closed Jun 2026Worked with Noah Monson✓ Verified on Zillow

Reviews published on Zillow for NTMG Lending. Verify them anytime on our Zillow lender profile.

FAQs

Questions, answered.

When does refinancing make sense?

Common reasons include lowering your payment, shortening your term, removing mortgage insurance, or taking cash out. Your specialist will walk through the costs and savings for your situation.

What does it cost to refinance?

Closing costs vary by loan and lender. We explain every fee up front, before you commit to anything.

Can I refinance if I'm self-employed?

Yes. Bank statement programs let many self-employed borrowers qualify without tax returns.

Why use a broker instead of a bank?

A bank offers its own products. As a broker, we compare 165+ wholesale lenders so your loan competes for the best terms available to your profile.

Are you licensed in my state?

NTMG operates under NMLS #236669. Loan availability is subject to state licensing. You can verify us anytime on NMLS Consumer Access.

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Home Equity Refinance Buy a Home Get My Options Call (949) 599-8580

NMLS #236669 · Equal Housing Lender

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