Why Homeowners Choose Us

A new name, built on decades of experience.

NTMG Lending was founded by mortgage professionals who spent their careers closing loans at some of the industry's largest lenders — and left to build something better: a brokerage that shops the whole market for you, moves fast, and treats you like a client, not a lead.

Independent by design

As a broker, we're not tied to one bank's rate sheet. We compare a network of wholesale lenders so your loan competes for the best terms available to your profile.

One point of contact

You work directly with a licensed loan officer from first question to closing — no call-center runaround, no getting passed between departments.

Built for speed

A modern, digital process means less paperwork and faster answers — so you can move forward on your timeline, not the bank's.

Verified and licensed

NTMG operates under NMLS #236669. You can look us up anytime on NMLS Consumer Access — transparency is the baseline, not a feature.

As NTMG closes loans under its own name, verified client reviews will be published here.

Why NTMG

We do the heavy lifting.
You close.

Close in 14 Days

Our digital process closes loans faster than any bank — average 14 days from application to funding.

Your Personal Consultant

One dedicated expert from first question to closing day. No call centers. No being passed around.

165+ Lenders Competing

We shop every wholesale lender, bank, and credit union in our network so you always get a highly competitive rate.

Every Loan Program

Conventional, FHA, VA, Jumbo, DSCR, Bank Statement — if it exists, we can get it for you.

How It Works

Three steps.
One great rate.

Pick Your Goal

Tap Equity, Refinance, or Buy a Home. No SSN. No credit pull. 30 seconds.

We Shop 165+ Lenders

Your consultant compares every option in our network to find you a highly competitive rate.

Close & Celebrate

We handle the paperwork. You sign, get your keys, and move forward. Average 14 days.

Loan Programs

Every loan. One place.

Buying, refinancing, or tapping equity — we have a program built for every borrower, including FICOs as low as 500 and self-employed solutions banks can't touch.

Conventional

The gold standard. Competitive rates with down payments starting at 3%.

3% DownFixed & ARM620+ FICO

FHA Loans

Government-backed for first-time buyers and those rebuilding credit.

3.5% Down500+ FICOGift Funds OK

VA Loans

The ultimate benefit for veterans. Zero down, no PMI, highly competitive rates.

0% DownNo PMIVeterans Only

Jumbo Loans

High-value financing above conforming limits for luxury properties.

$750K+Fixed & ARM

Bank Statement

Self-employed? Qualify on 12–24 months of bank statements. No tax returns.

No Tax ReturnsSelf-Employed

DSCR / Investor

Qualify on rental income, not personal income. Built for investors scaling fast.

No Income DocsRentals & STR

Non-QM / Stated Income

Alternative qualification for borrowers who don't fit traditional guidelines. Stated income, asset-based, and more.

Stated IncomeAsset-BasedP&L Only

HELOC

Home Equity Line of Credit — a revolving line you draw from as needed. Pay interest only on what you use.

5-Day CloseNo Appraisal Options

Home Equity Loan

Fixed-rate second mortgage delivered as a lump sum. Predictable payment, fast funding, no first mortgage changes.

Fixed RateLump SumKeep 1st Mortgage

Mortgage Calculator

Know your numbers before you call.

Estimate your monthly payment in seconds. No guesswork, no pressure.

Get Actual Rate Quote →

Tap Your Equity

What are you looking to do?

No SSN RequiredZero Credit ImpactInfo Never Sold

Step 1 of 8

Tap Your Equity

What type of property?

Step 2 of 9

Tap Your Equity

What's your home currently worth?

Drag the slider — a ballpark is fine.

$650KEstimated Home Value

$100K$3M+

Step 3 of 9

Tap Your Equity

What's your remaining loan balance?

This calculates your equity in real time.

$280KRemaining Loan Balance

$0 (No Mortgage)$2.5M+

Your Available Equity

~$370K

Est. based on value & balance · Subject to qualification

Step 4 of 9

Tap Your Equity

What's your current mortgage rate?

Slide to your approximate rate.

7.25%Your Current Rate

1.0%12.0%

Step 5 of 10

Tap Your Equity

How much cash do you want to access?

$150KCash Requested

$10K$1.5M

Step 6 of 9

Tap Your Equity

What's your estimated credit score?

No impact to your credit — ever.

Step 7 of 9

Tap Your Equity

How do you verify your income?

Step 8 of 9

Tap Your Equity

What's the property address?

Used to verify home value and find rates in your area.

Street Address

City

State

Zip Code

Step 9 of 9

Almost Done

Where do we send your equity quote?

A licensed specialist will reach out — usually within the hour.

First Name

Last Name

Phone

No SSN · Zero credit impact · Info never sold · NMLS #236669

You're all set!

A licensed NTMG equity specialist will reach out within the hour with your options, rates, and how fast you can close.

No SSN required · Zero credit impact · NMLS #236669 · LO NMLS #2009494

Refinance

What's your refinance goal?

No SSN RequiredZero Credit ImpactInfo Never Sold

Step 1 of 8

Refinance

What type of property?

Step 2 of 9

Refinance

What is your home currently worth?

Drag to your best estimate.

$550KEstimated Home Value

$100K$3M+

Step 3 of 9

Refinance

What's your remaining loan balance?

$320KRemaining Loan Balance

$50K$2.5M+

58%Est. LTV

$230KEst. Equity

Step 4 of 9

Refinance

What's your current interest rate?

7.25%Your Current Rate

1.0%12.0%

Step 5 of 9

Refinance

How much cash do you need?

Drag to your approximate amount.

$50KCash Needed

$10K$500K+

Step 6 of 10

Refinance

What's your estimated credit score?

Step 7 of 9

Refinance

How do you verify your income?

Step 8 of 9

Refinance

What's the property address?

Used to verify value and find strong, competitive rates in your area.

Street Address

City

State

Zip Code

Step 9 of 9

Almost Done

Where do we send your savings report?

A licensed consultant will reach out — usually within the hour.

First Name

Last Name

Phone

No SSN · Zero credit impact · Info never sold · NMLS #236669

You're all set!

A licensed NTMG consultant will reach out within the hour with your personalized savings report and rate options.

No SSN required · Zero credit impact · NMLS #236669 · LO NMLS #2009494

Buy a Home

What best describes you?

No SSN RequiredZero Credit ImpactInfo Never Sold

Step 1 of 8

Buy a Home

What type of property?

Step 2 of 8

Buy a Home

What's your target purchase price?

A ballpark is fine — drag to your range.

$450KTarget Purchase Price

$100K$3M+

Step 3 of 8

Buy a Home

How much do you have for a down payment?

10%Down Payment

0% (VA/USDA)40%+

$45KDown Payment

$405KLoan Amount

Step 4 of 8

Buy a Home

What's your estimated credit score?

No impact to your credit — ever.

Step 5 of 8

Buy a Home

How do you verify your income?

Step 6 of 8

Buy a Home

Where are you looking to buy?

Helps us find licensed lenders in your target area.

City

State

Zip Code

Step 7 of 8

Almost Done

Where do we send your rate quote?

A licensed consultant will reach out — usually within the hour.

First Name

Last Name

Phone

No SSN · Zero credit impact · Info never sold · NMLS #236669

You're all set!

A licensed NTMG consultant will reach out within the hour with your personalized rate quote and pre-approval options.

No SSN required · Zero credit impact · NMLS #236669 · LO NMLS #2009494

The rates you deserve.
The service you remember.

A new name, built on decades of experience.

We do the heavy lifting.
You close.

Three steps.
One great rate.

Every loan. One place.

Know your numbers before you call.

Your competitive rate is one click away.

The rates you deserve.The service you remember.

A new name, built on decades of experience.

We do the heavy lifting.You close.

Three steps.One great rate.

Every loan. One place.

Know your numbers before you call.

Your competitive rate is one click away.

The rates you deserve.
The service you remember.

We do the heavy lifting.
You close.

Three steps.
One great rate.